You guys make some good points. The passenger belt I have is OK for in a pinch, and I just might get a driver's side for a spare. My tensioners could probably be reused, but one is not so great, the other is not bad, and as I've said, I'm considering reusing the idler pulley. It's NOT a Subaru original. It has no real play, spins with some tension, and no noise. In other words at the very least, I'll have spare belts and parts. All that said, I WILL be replacing the tensioners with the belts.
I hear you on those cover inserts. I removed two of them after prying the case off. Since I live in snow country, I'm leaning toward putting the covers back on. I'll look for some neoprene screw washers to replace the ones that broke, or I've also thought about zip ties and carrying wire cutters, too . I do have to admit that the access is great and the checks ARE pretty clever.
I know one thing. These cars are TOUGH, if like you said, you take reasonable care topping off the oil and keep them from overheating. Some people would balk at doing this sort of work on a car with 258K miles, many of those highway miles, but my plugs look great, the car still gets 30+ mpg, so why the heck not.