Thank you for the informative post - We did already buy it, but as I said, we have time to cancel. We are asking for a partial or refund, or for them to change the deductible to a lower amount.
There are pros and cons of keepingit or not. My big fear (justifed or not) is that come mile 36,001 something major happens - if I don't keep the warranty will I kick myself? I thought if i posted my question, it'd be an easier decision....
I will give it more thought - and would appreciate any other thoughts, experiences, or stories regarding the topic.
Much thanks and Happy Birthday America!
k