The XW-4, I believe, is the OEM tire on the Outbacks. My mother-in-law insisted that she wanted the same tire when she replaced hers at 66k. I figured I could convince her otherwise, but alas, nope couldn't do it. So I went over and swapped cars with her and went to NTB and ordered a set. Those tires handle well dry and are good in rain and OK in snow. Being in Jersey they'd be fine and the tread does last for at least the 60k they are rated for. I'm sure you could find a better handling/traction tire for about the same cost. Check out http://www.tirerack.com for alternate choices. If you're near Delaware stop on down for tax-free purchase and the warranty is good in NJ. You can save a few not paying that NJ sales tax!