I plan on keeping my loyale stock height until I get another DD. The oil pan skid is definitely first on the list! Just because things aren't likely to break doesn't mean they won't! I've learned that the hard way when I complete broke a CAST np205 transfer case in half! And yes I actually wheel my subie almost daily but can't justify lifting it because, first of all my money is going into my wrangler project (350, spring over, d44s, rollcage) and second once the jeeps done the subie won't be seeing the woods that often. Also almost all of the paths in my area were at one time blocked off so bush humps are another issue but that's where the hdpe full belly pan would play a HUGE roll!! Like I said I've seen alot of rzrs and rhinos with them and they take alot more abuse than I expected!