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I can't believe this-- beware 56k carnage enclosed


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So I had my first talk with the insurance company today. They claim that it is totaled out.. oh, quite the contrary.

 

Here's what I need from you guys: If you feel comfortable, please post or PM (or even email, kevinkrotzer@comcast.net) your name (full would be preferable) your address, phone number and how much you would pay for an '82 GL wagon in PERFECT CONDITION or how much it would take for you to give up a wagon like mine. If you need photos, have a look at my photo gallery (http://www.ultimatesubaru.org/photos/showgallery.php?cat=500&page=2&sort=1&perpage=12&ppuser=11716&=)

 

Really, what I need, is for people to describe how much they think the car is worth, and I need your info, so I can provide a sort of "petition" to the adjuster when he comes to my house to do battle.

 

I've already found a couple replacements that are well over their value of the car, and I can show these to them, but I would also appreciate any leads that you have on great looking subies. I don't necessarlily want to purchase them, I just want to know what the final sale price on them was to help argue my case.

 

I'm strapping my armor on, I'ts going to be a tough battle, but with proper strategy I can surely win!

 

You guys are the best! Thanks!

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A friend at work has a collectors 1960's VW. In the middle of the night a hit and run driver wrecked into the side of his car. He got 12 recent sales of these cars took them to the insurance adjustor and got the fair market value of the car.

If the insurance company doesn't make you whole and as long as you don't sign a release (read the fine print of anything before you sign) you can make up the difference in small claims court. If they bump it to a higher court you might want to hire a lawyer.

I wish you the best...

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So I had my first talk with the insurance company today. They claim that it is totaled out.. oh, quite the contrary...

 

Your car is totalled.The definition of a total is that the repair cost is more than the value of the car. That would be market value not asking price but selling price. You need to find comps, these are actual selling prices or an appraised value of your car. Having a bunch of no faced people from the internet tell you what they'd pay or take for theirs won't help a bit. Insurance companies deal in hard cold facts and numbers not presumed numbers from average citizens.

 

You can get what you think your wagon is worth if you only present them with true and valid comps. Wasting their time with anything else will not help your cause.

 

Good luck and maybe with the right preparation you'll be as lucky as Bratsrus was with his Brat.

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I figured that much, but I also figured that it wouldn't hurt to show them that there is a collector's market for these vehicles.

 

I've had a look around the internet for an appraisal service, and I'm curious about a couple things. First, is it alright to do one of these online thingies where you send in a couple photos and they send you back what they think its worth? Will the insurance accept that? Also, all I can seem to find in comparable condition are brats (no rust, everything works and runs properly.) Since they are GLs and mine is a GL, will they accept them as comps?

 

Thanks!

 

Oh, one more thing. She said that ebay sales don't count, only sales that are from "their" registry (I can't recall what she called it.) I think this might be bogus. I would imagine that ebay is the perfect example of market forces at work, and because of that, would be perfectly acceptable. If there's one thing I learned in Macroeconomics, this is it!

 

What do you guys think?

 

Your car is totalled.The definition of a total is that the repair cost is more than the value of the car. That would be market value not asking price but selling price. You need to find comps, these are actual selling prices or an appraised value of your car. Having a bunch of no faced people from the internet tell you what they'd pay or take for theirs won't help a bit. Insurance companies deal in hard cold facts and numbers not presumed numbers from average citizens.

 

You can get what you think your wagon is worth if you only present them with true and valid comps. Wasting their time with anything else will not help your cause.

 

Good luck and maybe with the right preparation you'll be as lucky as Bratsrus was with his Brat.

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Hey man, sorry about your car, I had mine totaled back in the day when someone in the snow was trying to move it when I wasnt there. Anyway I just wanted to mention that yes your car is totaled. believe it or not your actually looking at about $4000 damage at LEAST. Unfortunately auto body work is quite expensive. that rear floor piece would need to be drilled out and replaced, which means dropping the gas tank, suspension, exhaust, etc... and the quarter panel shows signs of buckling, so who knows whats behind it. I do agree that a mint condition subaru like yours is worth at least $1700 if not $2200+. When my 84 wagon with 250,000 got totaled it was only valued at $1300, but they added the motor, transmission, battery, brakes, etc that I had put into it (I had reciepts) and it became a $1700 car.

 

So I had my first talk with the insurance company today. They claim that it is totaled out.. oh, quite the contrary.

 

Here's what I need from you guys: If you feel comfortable, please post or PM (or even email, kevinkrotzer@comcast.net) your name (full would be preferable) your address, phone number and how much you would pay for an '82 GL wagon in PERFECT CONDITION or how much it would take for you to give up a wagon like mine. If you need photos, have a look at my photo gallery (http://www.ultimatesubaru.org/photos/showgallery.php?cat=500&page=2&sort=1&perpage=12&ppuser=11716&=)

 

Really, what I need, is for people to describe how much they think the car is worth, and I need your info, so I can provide a sort of "petition" to the adjuster when he comes to my house to do battle.

 

I've already found a couple replacements that are well over their value of the car, and I can show these to them, but I would also appreciate any leads that you have on great looking subies. I don't necessarlily want to purchase them, I just want to know what the final sale price on them was to help argue my case.

 

I'm strapping my armor on, I'ts going to be a tough battle, but with proper strategy I can surely win!

 

You guys are the best! Thanks!

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I had a 93 Dodge Shadow stolen recently and got a $3500CDN payout for it from my insurance company. I faxed them all my receipts for parts I had replaced on the car within the last year or so and they gave me top dollar. Hopefully you can get a similar deal.

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I hope so also! Thanks for your concern.

 

The guy who was in front of the car just so happens to drive a green '93 Dodge Shadow (sport edition, so he says... with "road rally suspension," if that's not a joke, I don't know what is!)

 

Anyway, Thanks for your support, the official inspection commences on Saturday, so we'll see what happens from there!

 

I had a 93 Dodge Shadow stolen recently and got a $3500CDN payout for it from my insurance company. I faxed them all my receipts for parts I had replaced on the car within the last year or so and they gave me top dollar. Hopefully you can get a similar deal.
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I just bumped into this thread.. a friend has a nice classic car some woman that wasnt insured hit it and the cop was a jack.... told him to move the car with out taking pics ect.. long story short the insurance company.. offered to buy his car for 2500 and he bought the car back for 300 so just a little fyi insurance companies dont tell people. about this way all of them do it i guess is what he said. He bought the parts and saved money in the end. I wish i would have emailed that guy that had his sub stolen in seattle by that guy a few months back and couldnt sell it for what he wanted on ebay. he could have used this to get more money.. With seeing a doctor i have been hit a few times go to a medical doctor md an actual surgeon not doctor at an actual hospital. someone that is a specialist these are the kind of people that insurance companies will make you go and see on there buck.. you might have to pay to get an independent evaluation fyi.. For any info just ask i pretty much know all the games the b.. ards.. try and play.. With an attorney i would be careful you might have a great one just get one out of your town they all sleep in the same bed. . Also this site is good just to browse and look for information on what other people have gone through.. http://forum.freeadvice.com/

I hope all the best.

bob

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Any progress? Hey I'll add my condolences. Looks like it was an exceptionally nice wagon and in that condition very rare nowadays. I've had two '83 wagons get rearended by Jeep Cherokees. Some sort of vehicular magnetism?

Anyways, maybe someone has already posted this, but there's a nice looking '83 GL wagon on Craigslist that might help as a comp. '83 GL $1800

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