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So insurance wants to give me...


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So first update.

I've submitted $3000 current reciepts and $5000 for the 15 months that I've worked on the car. Funny, they don't recognize "Maintenance items", shocks and stuff. The first offer back now is $419, waived salvage and paid deductible. They don't credit a lift in any way, they said it would only be to the buyer, or buyer specific.

 

They can't find any "Dealer" lifted rigs on the market, if you catch my drift.

And why not?

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Use the ads on this forum for them to do their research. I think there are some lifted rigs for sale recently for what? 2500 or so... Also, show them the link to the recent Ebay Brat that sold for over 3000 bucks.. Miles are irelevant for a car that is considered by any market Antique.

 

Also, make sure they price guide it correctly with the Classic Cars thing in mind.

 

http://www.nadaguides.com/default.aspx?LI=1-22-1-5013-0-0-0&l=1&w=22&p=1&f=5014&y=1984&m=1212&d=5613&c=14&vi=87283&z=63376&da=-1

 

used an 84 cause i couldnt remember what year your brat was

Edited by Pontiac6KSTEAWD
added NADA link
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Yeah, I'm not buying that.

 

You dont have to buy it, all he needs to do is bring it up to the insurance guy. This is what they go by, and therefor this is what it is worth for them.

 

I went thru this same thing with my insurance agent with my McLaren Grand Prix. They wanted to give me 750 bucks for it. After a nice paper trail, they gave me almost 4000.

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Oddly enough that's true. The NADA valuation is significantly lower for the Brat than for a wagon or sedan.

 

Also consider reading a similar thread: http://www.ultimatesubaru.org/forum/showthread.php?t=94881

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I did. I just don't trust their values. :-\
Did I not say in one of my previous posts that NADA is the lowest of the low valuations and is not required in WA state? But if you're getting a quote of $130 from the insurance company, the NADA number is pretty decent if you don't want to go through the hassle. The NADA value is horribly inaccurate (low) when establishing a "fair market value" for the Brat or any old Subaru.

 

My opinion, force the insurance company into doing a market evaluation, but also do your own so they don't sand bag you with every rust bucket out there.

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Did I not say in one of my previous posts that NADA is the lowest of the low valuations and is not required in WA state? But if you're getting a quote of $130 from the insurance company, the NADA number is pretty decent if you don't want to go through the hassle. The NADA value is horribly inaccurate (low) when establishing a "fair market value" for the Brat or any old Subaru.

 

My opinion, force the insurance company into doing a market evaluation, but also do your own so they don't sand bag you with every rust bucket out there.

 

I apologize if I'm coming off rude or like I'm misunderstanding motives. I'm certainly not trying to say anybody on here is wrong. I completely agree that it's a good value if they're only offering you $130. I was just trying to point out that a Brat's value should be higher than a wagon's, so to always take those with a grain of salt.

 

Sorry about that. :(

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Geez, thanks!

 

No offense taken here. Brats should (I believe) have a higher value as they are rarer and neater. More people bought wagons as they are more versatile. Insurance companies seem to look for the bottom dollar amounts to shove in your face. Like anyone would really save money and waste time to go and search for a 82 wagon gl. :lol: I know we all would or have but that is irrelevant to them. :banana: More for us.

 

Some antiques like Biedermeier stuff, people love. Its the Ikea of 1815 to 1845 to me. The beginning age of industrialization in wood craft. Some of it is o.k. but not in my house. Look it up and then look up other stuff from the era, you'll catch my drift if you think "FINE Wood Skillz"

 

Any hoo, the insurance co.s don't care for your brat and it reflects in the nada guides, vice versa. Their thinking is "what is granny going to buy?". That is why they don't cover all the other maintenance items. After all granny is the best mechanic:lol:! Might be all they take care of. :-\ right....

 

This is what the guy explained to me. I would have recorded him if I could have. Just to pin him down like voodoo doll.

 

(There really does need to be a emocon bashing with a hammer.)

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I completely agree that it's a good value if they're only offering you $130.

 

Sorry about that. :(

 

I know you forgot your negative here, trying not to put in a double negative or something courteous.:)

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I know you forgot your negative here' date=' trying not to put in a double negative or something courteous.:)[/quote']

 

Actually that reads correctly, just not clearly. :banghead: The NADA numbers are a good deal, not the "$130." :rolleyes:

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I apologize if I'm coming off rude or like I'm misunderstanding motives. I'm certainly not trying to say anybody on here is wrong. I completely agree that it's a good value if they're only offering you $130. I was just trying to point out that a Brat's value should be higher than a wagon's, so to always take those with a grain of salt.

 

Sorry about that. :(

Nothing to be sorry about. I agree with you that the Brat should be valued higher than a wagon. The sad issue is that NADA doesn't report that. I don't know why, but that's it. I sent them an email about 6 weeks ago providing supporting data for our view. I never heard back from them.
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